The Impact of FinTech Startups on Traditional Investment Banking Firms
Introduction The rise of financial technology (FinTech) startups is reshaping the landscape of investment banking, challenging traditional firms with innovative, technology-driven solutions. These startups leverage artificial intelligence (AI), blockchain, cloud computing, and big data to offer faster, more cost-effective, and accessible financial services. As a result, traditional investment banks are facing increasing pressure to modernize their operations, improve efficiency, and enhance customer experiences. While some view FinTech startups as disruptive competitors that threaten the dominance of established banks, others see them as potential collaborators that can drive digital transformation. Investment banks must decide whether to resist or embrace these emerging technologies, as the financial industry continues to evolve. The impact of FinTech is evident in various areas, including capital raising, trading, asset management, and regulato...